Skip to main content

2019 Paper Check Collection and FedImage® Services Fee Schedule

Printable 2019 Paper Check Collection and FedImage Services Fee Schedule (PDF)

Paper Check Forward and Return Collection Fees and Deadlines

Forward Collection (all Billing Codes in Service Area 1501)

Forward Collection
Product/Tier Routing Number1 Processing Office Deadline Availability Cash Letter Fee Per Item Fee Billing Code
Mixed Forward Products2
Encoded Deposits 7:00 PM Su-Th Immediate $15.00 $3.50 17650
Unencoded Deposits3 7:00 PM Su-Th Immediate $15.00 $3.50 17650
Forward Item Amount Encoded $1.50 15990
Separately Sorted Government Items
Treasury Checks 0000-0051-8 7:00 PM Su-Th Immediate No Charge
Postal Money Orders 0000-0020-4
0000-0119-3
0000-0800-2
7:00 PM Su-Th Immediate No Charge
Savings Bonds 0000-9000-7 7:00 PM Su-Th Immediate No Charge
Forward Canadian Check Clearing4
U.S. Funds Canadian format xxxxx-xxx 7:00 PM Su-Th Deferred $15.00 $5.00 15780
Canadian Funds Canadian format xxxxx-xxx 7:00 PM Su-Th Immediate $15.00 $5.00 15781
Cash Letter Correction Fee $20.00 15782
Canadian Amount Encoding $1.50 15990
Forward Foreign Item Clearing
GBP and EURO 7:00 PM Su-Th $15.00 $20.00 15786
All Other Items 7:00 PM Su-Th $15.00 $20.00 15787
Collection Items5 7:00 PM Su-Th $15.00 $80.00 15788

Return Items (all Billing Codes in Service Area 3001 unless otherwise noted)

Return Items
Product/Tier Routing Number1 Processing Office Deadline Availability Cash Letter Fee Per Item Fee Billing Code
Qualified Items 7:00 PM Su-Th Immediate $15.00 $6.50 32401
Unqualified Items3 7:00 PM Su-Th Immediate $15.00 $6.50 32401
Return Item Qualification $7.50 32990
Other Return Products
Large Dollar Return Item Notification via the FedLine Web® access solution 12:00 PM M-F $3.50 30903
Large Dollar Return Item Notification via Telephone 9:00 AM M-F $20.00 30904
Large Dollar Return Item Notification via Physical Item 9:00 AM M-F $25.00 30905
Return Item Reclear $10.00
Level 1 (Items valued up to $100.00) $0.60 30910
Level 2 (Items valued up to $250.00) $0.70 30911
Level 3 (Items valued up to $500.00) $0.80 30912
Level 4 (Items valued up to $1,000.00) $0.90 30913
Quality Improvement Initiatives
Return Exceptions—Not Our Item Surcharge6 $15.00 30990
Return Exceptions—FRB as BOFD Surcharge $15.00 52205 (SA 3021)
Return Exceptions—Invalid RT/CK Digit Failure $15.00 52205 (SA 3021)
Return Canadian Check Clearing
Canadian Return Items7 $15.00 30931
Return Foreign Item Clearing
Foreign Returns $40.00 30935

Miscellaneous Fees

Return Items
Product/Tier Routing Number1 Processing Office Deadline Availability Cash Letter Fee Per Item Fee Billing Code
Paper Adjustments $25.00 51995 (SA 1521)
Paper Documents to Follow $25.00 51996 (SA 1521)
Paper Deposit Reforwarding Service8 $20.00 19003 (SA 1507)

Effective January 2, 2019

Paper Check Collection Footnotes

1The Key To Routing Numbers table includes a list of routing number assignments by District.

2All Mixed cash letters may include government items and postal money orders. These items are handled at no charge when deposited in separately sorted cash letters. Paper savings bonds will be accepted in separately sorted paper cash letters only. Paper savings bonds included in mixed paper deposits may be returned to the depositor.

3Unencoded deposits will be charged a separate encoding fee under product code 15990 (forward items) or product code 32990 (returns).

4Items in Canadian funds and items in U.S. funds must be deposited in separately sorted cash letters. Cash letter forms are available at FRBServices.org. The Federal Reserve Banks handle Canadian items as cash items with provisional credit and not as collection items. Provisional credit for Canadian items is passed according to whether items reach Atlanta by the published 7:00 PM ET deadline. U.S. fund Canadian cash letters will receive one-day deferred provisional credit for the face value of the cash letter if received by the deadline in Atlanta. Canadian fund cash letters will receive same-day (immediate) provisional credit based on the total appearing on the cash letter and an adjustment entry reflecting the current rate of exchange. Any item returned by the Canadian paying bank at any time for whatever reason will be returned to the bank that sent the item to a Reserve Bank for deposit.

5Subject to additional foreign bank charges. Price and availability vary. Contact FedACH and Check Customer Support at (877) 372-2457.

6Unqualified return fees will be assessed to a financial institution claiming "Not Our Item" (NOI) if the routing number of the financial institution was identified as a BOFD in either the electronic file (type 26 record) or on the physical item itself.

7Canadian returns differ from domestic returns in that the return fee is paid by the original collecting institution, not the returning institution.

8Paper Deposit Reforwarding Service fee is assessed per cash letter for paper items delivered to any location other than the Federal Reserve Bank of Atlanta. This fee will apply to all paper deposits, both mixed and separately sorted, including savings bonds, Treasury items and POMOs.

Top of Page

FedImage® and Electronic Check Services Fees

FedImage Services

FedImage Services
Product File/Fixed Fee Per Item Fee Billing Code (all in Service Area 1505)
Image Archive
Image Capture + 7 business day archive $6.00 $0.0090 18890
Image Capture On–Us Surcharge $0.0212 18895
30 business day archive $0.0011 18958
60 business day archive $0.0013 18956
7 year archive / 11 year archive $0.0020 18955
Dual archive (Transition period up to 120 days)9 $0.0012 19010
Extended dual archive (More than 120 days)9 $0.0121 19011
Back File Conversion9 $4.25 $0.0121 19014
Electronic On–Us Service9 $4.25 $0.0121 19015
Extended RAID Storage10
61 days to 6 months $0.0010 19631
61 days to 12 months $0.0024 19633
61 days to 24 months $0.0061 19636
Image Retrievals
Retrievals to view via FedLine Web® inquiry $0.4300 18915
Retrievals to email via FedLine Web
Request via FedLine Web inquiry $0.4300 18917
Recurring request $0.4300 18975
Image Access and Retrievals through a Gateway11 $0.4300 18918
Subscription Retrievals12 $0.0026 19624 / 19625 / 19626 / 19627
Manual FedImage Requests (requests performed by FRB staff) $7.2500 18936
Image Delivery
Physical Media
CD-ROM Select Accounts Service—RAID13 $18.15/CD-ROM $0.0190 19640
CD-ROM—Tape14 $18.15/CD-ROM $0.1200 19641

Electronic Check Services

Electronic Check Services
Product File/Fixed Fee Per Item Fee Billing Code (all in Service Area 1505)
Truncation
FedImage Enhanced Truncation9 $6.60 $0.0110 18905
Return Item Retrieval—FedLine® 15 $1.2700 18161
Enhancement Options
Custom Pocket Sort—Forward $175.00 18350
Custom Pocket Sort—Returns $175.00 18356
Information Retrieval—FedLine (non-image) $2.7500 18164

FedImage Footnotes

9Service includes a long term archive component of 7 or 11 years which is billed separately under the product code listed above.

10RAID storage in excess of the standard 60 business day RAID storage. Available only with 60-day and 7-year / 11-year archive. In addition to archive fees.

11Images must be stored on RAID.

12Applies to all images archived for active customers only.

13Images must be stored on RAID and will be restricted to customer-specified select accounts.

14Provides delivery of images stored on tape.

15This option includes items to be returned to the BOFD, as well as LDRINs when applicable. This option does not include the Return Item deposit fees. The Return Item deposit fees are billed under the FedReturn Services product code 52009.

All prices effective January 2, 2019

Top of Page